Saundra Davis take a fresh look at the ‘envelope system’ that she uses to assist clients with budgeting. Here, she tries the system out for one of her budget categories – food – and finds that in order to stay within the budget, she is forced to plan and choose …
This week’s post by Rick Kahler could stir up heated conversations among budget coaches and shoppers. Kahler notes that according to the Wall Street Journal, increasing numbers of consumers are using ‘just-in-time’ purchasing. Instead of buying in bulk and stocking up ahead of time, they are buying what they need …
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